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At IAA Credit Union we strive to build personal relationships that promote smart financial decisions. We hope the resources below help our members expand their financial knowledge and help them utilize our products and services to their full potential. 

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Phishing emails may target shoppers with post-Prime Day offers

Jul 14, 2023
 Now that Prime Days, Target Week, and Walmart+ Week have all ended, scammers may just be getting started. Bad actors have been known to send phony emails and texts that look like messages from major retailers, instructing you to redeem the reward points accrued during your shopping days. Just hit delete on these phishing messages! 

What to look out for

You receive an unsolicited email or text message that appears to be from a major retailer such as Amazon, Kohls, and Costco… but any company can be spoofed. The subject line reads something like, “You Have a New Reward to Claim!” 

You open the message, and it looks real. The company logo, colors, and a link to claim the reward points or gift from your recent holiday shopping.  As curious as you may be, don’t fall for it. Scammers hide malware in these email links or attachments. When you click, they can gain access to your computer and steal your sensitive personal information.

Avoid falling for email phishing scams

  • Never click on links or download attachments from unknown emails. Out-of-the-blue emails are often an attempt to download malware to your computer and steal your personal information.
  • Don’t take unsolicited emails at face value. Scammers often send out mass emails that contain little or no personal information. Be wary if the email doesn’t mention you or include personal information.
  • Hover on links to see their destination. Before clicking, place your mouse over links to discover their true destination.
  • Go to the source. Use the customer service information provided before purchasing rather than searching online.
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This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

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