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At IAA Credit Union we strive to build personal relationships that promote smart financial decisions. We hope the resources below help our members expand their financial knowledge and help them utilize our products and services to their full potential. 

Plus, check out even more resources from our Partner GreenPath Financial Wellness.

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IAACU Blog

Carelessness Can Cost You

Aug 5, 2022

Many Americans are concerned about someone stealing their credit card, check, or debit card numbers, but they may be ignoring one easy way thieves can access financial accounts: receipts. 

Disregarding receipts that have valuable information greatly increases the risk of credit and debit card fraud. Thieves can easily find receipts with valid account numbers in trash cans.  

Here are some easy steps you can take to prevent thieves from stealing your financial information: 

  • Shred all preapproved credit offers, credit and debit card receipts, insurance forms, financial statements, and other paperwork containing personal and financial information; 

  • Check credit union statements and other financial statements monthly for discrepancies and order a credit report once a year to make sure no one else is using your personal information to obtain credit cards or services; 

  • Don't print your Social Security number on your checks and don't carry your Social Security card in your wallet; and 

  • Be hesitant about giving personal or financial information over the telephone - make sure you know the caller and know how the information will be used.

     

IAA Credit Union is offering a FREE Shred event on August 17, 2022, from 11 am to 2 pm to ensure we help protect our member’s identities.  

This is not an application for mortgage.  Mortgage prequalification helps to determine if you meet the minimum requirements for a loan and how much home you can afford.  If the qualifications are met for the purchase price and loan terms you have listed you will be presented a pre-approval letter.  If you’re confident in your finances and are ready to apply now, you should complete a full application instead.

Continue to Pre-Qualify Now