Manage your money easily with IAACU Checking Accounts.
Which Fee Free Checking Account is right for me?
Checking Account Types | Platinum Checking | Classic Checking |
Ages 13-17 | Elite Checking Ages 18-23 |
|---|---|---|---|---|
| $0 Annual Fee |  | | | |
| Loan Discounts | |  | | |
| FREE ATM Debit Card | | | | |
| Over 30,000 FREE ATMs Nationwide | | | | |
| ATM Fee Refunds** | | | | |
| Free Mobile & Online Banking | | | | |
| Free Remote Check Deposits | | | | |
| Free Funds Transfers^ | | | | |
| Access to Platinum Money Market | | | | |
| Access to Greenlight on us | | | | |
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Have a question?
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View all of our deposit rates.
**Up to $25 a month
^Overnight or rush fees may apply
to transfers.
Platinum Checking
- $0 Annual fees – Open Platinum Checking today for a FEE FREE experience
- Keep your documents safe with a $10 discount on all Safety Deposit boxes
- Access to our High-Rate Platinum Money Market Accounts – Save more on your dollar with Platinum benefits
- Free ATM Fee reimbursements**
- Free Remote Deposit – easily deposit checks on the go from the mobile app
- Free Billpay, Transfers^
- Easily qualify TODAY: Simply set up direct deposit and e-statements
- Free Debit Card – 24/7 access to your funds
- Discounts on Loans
- Mortgage closing costs discount
- New loan rate discounts - see a loan officer for more details!
**Up to $25 a month
**You must submit the form during the month that you had ATM fees. Once accepted, your reimbursement will be deposited in your checking account on the 1st day of the next month.
^Overnight or rush fees may apply to funds transfers.
Classic Checking
- $0 Annual fees – Open Classic Checking today for a FEE FREE experience
- No minimum balances, no requirement
- Free Debit Card – 24/7 access to your funds
- Free online and mobile banking – easily monitor your finances
Dollars and Sense Checking
- Exclusive to students ages 13-17 – only young individuals qualify
- $0 Annual fees – Open Dollars and Sense Checking today for a FEE FREE experience
- Platinum Exclusive rates on Loans and Money Market Accounts– Save more on your dollar with D&S benefits
- Over 30,000 Free ATMs nationwide & Free ATM Fee reimbursements** – Easy access to your funds
- Free Remote Deposit – easily deposit checks on the go from the mobile app
- Free Billpay, Transfers^
- Free Debit Card – 24/7 access to your funds
Elite Checking
- Exclusive to young adults 18-23 – only young individuals qualify
- No monthly/annual fees
- Over 30,000 Free ATMs nationwide & Free ATM Fee reimbursements** – Easy access to your funds
- Start building credit with the low-interest rate for a car loan.
- Exclusive investment opportunities start as low as $500.
- Access to Secure VISA credit card
- Deposit checks from anywhere at any time with free unlimited Remote Deposit Capture.
- Free Billpay, Transfers^
- Free Debit Card – 24/7 access to your funds
**Up to $25 a month
**You must submit the form during the month that you had ATM fees. Once accepted, your reimbursement will be deposited in your checking account on the 1st day of the next month.
^Overnight or rush fees may apply to funds transfers.
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Have a question?
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Need to Order Checks?
Setting up Direct Deposit
To set up Direct Deposit, you will need your IAACU Routing Number – 271176116, and your IAACU MICR (account) Number – found online and in mobile banking, or at on the bottom of your checks.
To find your MICR (account) Number online or in mobile banking, click or tap on your account and then click or tap on “Details” or “Account Details”.
Located at the bottom of your check, the account number follows the routing number and may be preceded by several zeros. Do not include any spaces or dashes when entering your MICR number.
Your money is SAFE with IAACU!
NCUA: Member accounts are insured up to $250,000 by the National Credit Union Share Insurance Fund, an arm of the National Credit Union Administration. NCUA is an independent agency of the United States Government. Individual Retirement Accounts are insured separately up to $250,000. NCUA Share Insurance Estimator.
ESI: An additional $250,000 is insured by the Excess Share Insurance (ESI), a private insurance company.
